Business Insurance

Why choose Weaver?

You have a business to run.
You understand the importance of insurance and risk management.
You want confidence your business is protected from risks.
You want to trust your broker is looking out for your best interest.

We can help.

Coverages Offered

Workers Compensation
General Liability
Employment Practices Liability
Commercial Property
Commercial Auto
Directors & Officers
Professional Liability
Cyber Liability

Commercial Umbrella
Builders Risk
Installation Floater
WRAP or OCIP
Crime/Employment Dishonesty
Abuse & Molestation
Accident Insurance

We have a process.

We have a systematic process for identifying risks and implementing solutions to reduce them. The process never ends because as your business changes, so do your exposures to risk. Our process reduces your total cost of risk, not just your insurance premiums.

We have your best interest in mind.

Family owned and in business since 1959, we take pride in establishing long relationships (and friendships) with our customers. Our goal is to be a trusted partner, integral in your business’ success through risk management and loss control.

We do what we say we are going
to do.

We keep our promises. It’s one of our five core values (along with honesty), we hire and promote our team based on their alignment with these core values. We establish a written risk management plan which is communicated with you and reviewed throughout the year to ensure we do what we say we are going to do, when we say we are going to do it.

We do more.

Most insurance brokers have access to the same insurance companies. Providing a competitive insurance policy is just a small piece of your risk management program. Below are some of the many additional services offered:

Human Resource Support & Compliance
Safety Training’s
Written 3 Year Loss Control Plan
1 Hour certificate turn-around
Online Portal for accessing insurance policies, certificates, ID Cards
Safety & Compliance binders with training provided for supervisors
OSHA 300 Assistance
Professional references (attorneys, CPA’s, consultants, etc.)

Our process is called the “WEAVER I.M.T.”

IDENTIFICATION of Risk
MANAGEMENT of Risk
TRANSFER of Risk

IDENTIFICATION of Risk

This step is where we get to know you and your business and work through our RISK SURVEY to determine your exposures to the FOUR CATEGORIES OF RISK:

Property
Liability
Personnel
Income

MANAGEMENT of Risk

This step involves non-insurance-related services. We’ve invested in our clients by providing the following services to reduce their exposure to risk:

HR Workplace Services

3 Full time HR Consultants available to you
Employee Handbook Review & Creation

Loss Control

Industry Specific Checklists and Resources
IIPP Manuals
OSHA Compliance Inspections
HACCP Certified Consultants

Claims Management

In House claims team
X-Mod Pre-calculation

Vetted Referrals to other professionals

Payroll Servicing	Human Resource Questions	Employee Handbook
Specialized Attorneys	IT/Computer Specialist	Safety Program/Classes
Commercial Realtor	Banking	Accounting Services
Video Marketing	Licensed & Insured Contractors	Business Valuation/Estate Planning
Business Coach	ADA Consultant	Mortgage / Lending

TRANSFER of Risk

After completing step 1 & 2 our customer is aware of their exposures and can make an educated decision as to what risks they want to transfer to an insurance company. Our biggest fear is an unexpected declined claim. Steps 1 & 2 also puts us in a better position to negotiate with insurance companies on our clients behalf.